Fastest Ways to Make Money in The Sims 4 (Without Cheats)

To do anything in The Sims 4, players must find a way for their household to make money. Most of the time, getting a job is the fastest and best way to get rich, but if you can’t or don’t want to, there are many other ways to get rich that don’t involve typing in cheats.

Some of these ways to make money require the player to already have a few things, like an oven or a woodworking table. Others, on the other hand, don’t require any preparation. Here are ten ways to make money in the game without cheating that are great for challenges.

Best Ways to Make Money in The Sims 4

Since it came out, The Sims 4 has tried to add as many different ways to make money as possible. Traditional jobs aren’t an excellent way to make money anymore, and the game has taken that into account by adding a lot of different ways to get rich. New expansions often add new ways to make Simoleons. Cottage Living and the Dream Home Decorator pack are two big ones.

Here, without the any cheat, are the best and fastest ways to make money in The Sims 4.


Become A Farmer


Because of Cottage Living, you can’t go too far with living off the land. Players can start their farming journey in the pretty little farming town of Henford-on-Bagley. In The Sims 4, there are many new ways to earn simoleons, like growing bigger crops or making jam.

Players can also raise their own animals, like chickens, llamas, and cows, producing food that a Sim can sell at a town market stand. Better yet, wait until the regular Finchwick Fair, which will raise the prices of everything for sale.


Odd, Freelance, and Part-time Jobs


If there’s one thing that The Sims 4 did right, it was to add different and more flexible jobs, just like in the real world. Only some people work in an office from 9 to 5, and Sims can now also make money by working different shifts.

You can work as a freelancer and do small jobs occasionally to make a little money. Part-time jobs, like barista, fast food worker, or babysitter, give you more free time and flexibility while still being more traditional career paths. Odd jobs give you an even more comprehensive range of gig-like activities. In the end, every Sim can find something they like.


Ask For Money


Why should Sims work hard if they can ask for money? If your Charisma skill is high enough, you can walk up to a Sim and ask them for a loan. At Charisma level 7, Sims can ask for a small loan; at Charisma level 9, they can ask for a big loan.

As with most loans, the player has to pay it back, but they don’t have to if they don’t want to. It’s the best way to get other Sims in the neighborhood to help you.


Choose a Traditional Job


The most obvious way to make money in The Sims 4 is to get a job and keep it. But The Sims 4 has added a few more game-like elements to these full-time jobs to make them more fun. One thing is that there are “active careers,” which let players follow their Sims to work and give them small tasks throughout the day.

This makes the game feel more natural. There’s also the Interior Decorator Career, somewhere between a gig and a full-time job.

Sims who went to college and got a degree in a related field can also start a career at a higher level and make a little bit more money. This is also true for Sims, who are well-known enough to get calls from NPCs begging them to take a job.


A Hobby in The DIY Style


Suppose a family already has a little bit of money in the bank. In that case, they can invest that money to buy extraordinary things that can be used to make things that can then be sold. This includes things like the woodworking table, the table for arranging flowers, and even newer things like the fabricator from Eco Lifestyle or the candle maker.

The knitting basket from the Nifty Knitting Stuff pack is also an excellent way to make a few extra coins, as is the Cupcake Factory machine. Eventually, players can sell the cupcakes they make with that machine to a local bakery. Even better, if the player has a lot of money, they can open a store to sell their creations or even a restaurant to show off their cooking skills.


Get Lucky


Sometimes, players don’t have to do anything for money to appear in their account. At the different festivals in City Living, there are some fun contests and games where people can win cash or other prizes that can be sold later.

If the player really wants to try their luck, they can also play the lottery when the Seasons expansion comes around. Sims have been known to make up to a million simoleons, which can set them up for life. Also, if you have the Wishing Well in your game, you can ask for more money if you feel lucky.


Flea Markets

Fastest Ways to Make Money in The Sims 4Pin

The Flea Market is a festival that players with the City Living expansion should look forward to. Not only will a lot of people from the town come by to sell their own things for a good price, but the player can also set up their own things.

This is a great way to sell things you don’t want or collectibles without opening a store. The only bad thing is that the player can only sell something once the flea market arrives.


Start Putting on Shows


Those who are good at music are in luck because starting an impromptu performance is a great way to make money in The Sims 4 in just a few seconds. You only need a musical instrument, like a guitar or a violin. Some museums will also have a free violin that Sims can practice playing.

If that is too much work, Sims can also sing anywhere. The Practice Singing interaction draws in nearby townies, and even if the Sim isn’t perfect, they might still give them a few Simoleons out of pity. But if you have more skills, the rewards get better as well.


Use a Computer


Since libraries exist, players no longer have to save up for a computer to use its many valuable features. When it comes to making money in The Sims 4, a computer is by far one of the best things in the game. This is because it can be used in many different ways, each of which can lead to success.

Sims can write books and sell them to a publisher for royalties, or they can write jokes. They could also use their programming skills or even start a live stream of video games once they are good enough. There are a lot of options.




If the idea of doing actual work sounds like the worst time ever, don’t worry. There are a few ways to make money without doing any real work. You only need the Sim to have a particular trait you gave them in CAS. If they don’t, you can’t do this.

Give them the trait “Kleptomaniac,” which will let them steal almost anything they see. Be careful, though, because if you catch them, they’ll get the Embarrassed moodlet and won’t swipe again for a while. Also, if they swipe successfully, they must wait until the adrenaline rush wears off before they can do it again. After that, it’s easy to sell the items through the inventory.

Sims can eventually set up gardens to grow plants and vegetables. As a player gets better at farming, their crops get better, which means they can make more money.


Cool Things to Collect


Suppose you are playing a formidable challenge that keeps your Sims from getting a real job. In that case, the easiest and quickest way to make money in The Sims 4 is to look around for rocks that can be broken to get gemstones and crystals. Some of the really rare ones go for a lot of money.

Players will also find small mounds on the ground that they can dig up and treasure maps that they can use to find treasure. Most time, capsules have statues that people can collect and sell for a good price. You can also catch and sell animals like frogs.


Easy Places to Fish


Fishing might sound very dull and time-consuming, but when Sims really get into it, it turns out to be a lot of fun. At first, Sims will have to be careful about where they fish and look for places where easier fish swim. One of the best spots is in front of the museum in Willow Creek.

They can move on to more challenging places, like the back of Oasis Springs Park, which has a tough fishing spot. But the more challenging the fish is to catch, the more it is worth, and a Sim who works hard at fishing can make a lot of money.


Paint At Museums


It’s safe to say that painting is the most broken way to make money in The Sims 4 from a “meta” level of view. Sims can get very good with little work, and easels are easy to find in museums. The bad thing is that the Sim has to play independently for the canvas.

But as the skill grows, some paintings can sell for money. Masterpieces can cost up to several thousand simoleons, and if a Sim makes a few of them every day, they can buy a massive mansion in no time.

Important FAQs

What are some other ways to make money in The Sims 4?

Get a job: This is the most traditional way to make money in The Sims 4. There are a variety of jobs available, so you can find one that fits your Sim’s skills and interests.

Start a business: If you’re feeling entrepreneurial, you can start your own business. This can be a lot of work, but it can also be very rewarding.

Invest in real estate: If you have a lot of money to spare, you can invest in real estate. This can be a great way to make money over time, but it’s important to do your research before you invest.
Win the lottery: This is a long shot, but it’s always possible to win the lottery!

What are some tips for making money in The Sims 4?

Get educated: The more educated your Sim is, the better jobs they’ll be able to get. This will lead to a higher salary, which means more money for you.

Become a master of a skill: If your Sim becomes a master of a skill, they’ll be able to earn more money for their work.

Invest in your Sim’s looks: If your Sim is attractive, they’ll be more likely to get promoted at work and earn more money.

Be frugal: Don’t spend money on things you don’t need. The more money you save, the more you’ll have to invest or spend on frivolous things.

Meet Sajjad, CEO of Empire Crunch. A lifelong gamer with a passion for sharing his love of gaming with others, Sajjad founded Empire Crunch in 2023 with the goal of creating a comprehensive resource for gamers of all levels.In addition to his work at Empire Crunch, Sajjad is also a respected voice in the gaming industry. He has been featured in publications such as The New York Times, The Wall Street Journal, and Forbes.

Leave a Comment